₹
Finance Calculators
calculators.devarajan.in

Make every rupee work harder.

A pocketable suite of finance calculators — compounding, SIP, EMI, retirement and more. Built for clean numbers and clearer decisions.

Compounding Growth

See your money snowball over time with contributions.
Mode
Initial Capital ₹25,00,000
₹
Annual Contribution ₹8,00,000
₹
Contribution Growth (annual) %
Annual Rate of Return %
Years
Contribution Timing
Final Balance
—
Contributed: — Growth: — Multiple: —
Effective CAGR
—
Avg / yr Growth
—
Doubling Time
—
Balance over time

Year-by-year breakdown

PeriodContributionInterestEnd Balance

SIP Calculator

Plan your monthly investment journey.
Monthly Investment ₹25,000
₹
Expected Return (p.a.) %
Investment Period years
Step-up annually %
Future Value
—
Invested: — Gains: —
Invested vs Value

Lumpsum Calculator

A one-time investment, left to compound.
Principal ₹5,00,000
₹
Expected Return %
Period years
Compounding
Maturity Value
—
Principal: — Interest: — Multiple: —
Growth curve

EMI Calculator

Home, car or personal loan repayment.
Loan Amount ₹50,00,000
₹
Interest Rate %
Tenure years
Monthly EMI
—
Total Interest: — Total Payable: —
Principal vs Interest over time

Amortization schedule

YearPrincipalInterestBalance

Goal Planner

Find the monthly SIP needed to hit your target.
Target Amount ₹1,00,00,000
₹
Current Savings ₹0
₹
Years to Goal
Expected Return %
Inflation Adjusted
Monthly SIP Needed
—
Future Target: — Savings grow to: —
Path to your goal

Retirement Calculator

How much do you need? And what gets you there?
Current Age
Retire At
Monthly Expenses (today) ₹75,000
₹
Inflation %
Pre-retirement Returns %
Post-retirement Returns %
Life Expectancy
Current Retirement Savings ₹0
₹
Corpus Needed at Retirement
—
Future Expenses/mo: — Years in retirement: —
Monthly SIP
—
Existing grows to
—
Years to Retire
—
Corpus accumulation & drawdown

FD & RD Calculator

Fixed and recurring deposits, simplified.
Deposit Type
Deposit Amount ₹5,00,000
₹
Interest Rate %
Tenure years
Compounding
Maturity Value
—
Invested: — Interest: —
Growth over tenure

Inflation Impact

What's your money really worth tomorrow?
Today's Amount ₹10,00,000
₹
Inflation Rate %
Years
You'll need (future)
—
Purchasing power then: — Erosion: —
Cost of living over years