Finance Calculators
calculators.devarajan.in

Make every rupee work harder.

A pocketable suite of finance calculators — compounding, SIP, EMI, retirement and more. Built for clean numbers and clearer decisions.

Compounding Growth

See your money snowball over time with contributions.
Mode
Initial Capital ₹25,00,000
Annual Contribution ₹8,00,000
Contribution Growth (annual) 0%
Annual Rate of Return 20%
Years 10
Contribution Timing
Final Balance
Contributed: Growth: Multiple:
Effective CAGR
Avg / yr Growth
Doubling Time
Balance over time

Year-by-year breakdown

PeriodContributionInterestEnd Balance

SIP Calculator

Plan your monthly investment journey.
Monthly Investment ₹25,000
Expected Return (p.a.) 12%
Investment Period 15 years
Step-up annually 0%
Future Value
Invested: Gains:
Invested vs Value

Lumpsum Calculator

A one-time investment, left to compound.
Principal ₹5,00,000
Expected Return 12%
Period 10 years
Compounding
Maturity Value
Principal: Interest: Multiple:
Growth curve

EMI Calculator

Home, car or personal loan repayment.
Loan Amount ₹50,00,000
Interest Rate 8.5%
Tenure 20 years
Monthly EMI
Total Interest: Total Payable:
Principal vs Interest over time

Amortization schedule

YearPrincipalInterestBalance

Goal Planner

Find the monthly SIP needed to hit your target.
Target Amount ₹1,00,00,000
Current Savings ₹0
Years to Goal 15
Expected Return 12%
Inflation Adjusted
Monthly SIP Needed
Future Target: Savings grow to:
Path to your goal

Retirement Calculator

How much do you need? And what gets you there?
Current Age 30
Retire At 60
Monthly Expenses (today) ₹75,000
Inflation 6%
Pre-retirement Returns 12%
Post-retirement Returns 8%
Life Expectancy 85
Current Retirement Savings ₹0
Corpus Needed at Retirement
Future Expenses/mo: Years in retirement:
Monthly SIP
Existing grows to
Years to Retire
Corpus accumulation & drawdown

FD & RD Calculator

Fixed and recurring deposits, simplified.
Deposit Type
Deposit Amount ₹5,00,000
Interest Rate 7.25%
Tenure 5 years
Compounding
Maturity Value
Invested: Interest:
Growth over tenure

Inflation Impact

What's your money really worth tomorrow?
Today's Amount ₹10,00,000
Inflation Rate 6%
Years 20
You'll need (future)
Purchasing power then: Erosion:
Cost of living over years